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  1. Thanks for your tips. One thing I’ve noticed is the fact banks and financial institutions have in mind the spending routines of consumers plus understand that the majority of people max out their credit cards around the trips. They correctly take advantage of this kind of fact and start flooding your current inbox as well as snail-mail box using hundreds of no-interest APR credit cards offers just after the holiday season ends. Knowing that if you’re like 98 of the American community, you’ll leap at the one opportunity to consolidate credit debt and switch balances towards 0 apr interest rates credit cards.

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